Home, Auto, Personal Insurance


Personal insurance products from Broad Spectrum Insurance Services provide our customers with protection for their homes, automobiles and personal possessions, along with personal liability coverages.

How we serve you is as important as what we provide. First, we listen to you, then we discuss your needs and answer your questions. Next, we look at both your short-term and long-term objectives and help put your insurance and planning needs in perspective.

Broad Spectrum Insurance Services provides the following types of personal insurance protection:


  • Auto
  • Home
  • Umbrella
  • Renters 
  • Condo
  • Landlord
  • Earthquake
  • Motorcycle
  • Boat
  • RV
  • Flood
  • Classic car
  • ATV
  • Personal Articles

We'll match you with a plan that meets your needs


Business Insurance

As a business owner, you have enough on your mind without having to worry about your insurance needs. You want to have the confidence that the business you've built is covered by a company that understands your business insurance needs.

Commercial business insurance provides wide-ranging protection for businesses and their subsidiaries under a single policy. There are various types of commercial business insurance that takes care of property, liability and workers' compensation, to name a few. While property insurance covers damages to business property and products stored within the premises; liability insurance provides coverage for damages to third parties; and workers' compensation insurance covers injuries to employees.

Commercial business insurance is an important aspect of any business that cannot be ignored especially if the business premises are leased or rented and even otherwise. Whatever your commercial insurance needs, we can design a protection program that's right for you.

Broad Spectrum Insurance Services provides the following types of business insurance protection:

  • General Liability
  • Commercial Property
  • Commercial Auto
  • Commercial Umbrella
  • Builders Risk - Course of Construction
  • Workers Compensation
  • Employers Practices Liability 
  • Liquor Liability
  • Directors and officers
  • Errors and Omissions
  • Cyber Coverage
  • Professional Liability
  • Product Liability
  • Group Health benefits
  • Accident Death & Dismemberment
  • Bonds - Fidelity & Surety
  • Garage Keepers & Liability

Specialty industries


Night Clubs


IT Consulting Agencies
Internet Service Providers
Software Developers


General Auto Repairs
Auto Body Shops
Car Washes
Aftermarket Auto Shops


Home Health Care
Senior Living
In Home Care

We'll cover the details, so you can get back to growing your business



Life & Health Insurance

Broad Spectrum Insurance Services offers a complete line of insurance and financial products and services ranging from life and disability income to group life and health insurance.

Individual and family health insurance is health coverage specifically tailored to those not covered by employer groups or organizations. A broad selection of individual and family health insurance plans is available. Less expensive plans may provide coverage in case of a major accident or illness, while other plans may provide comprehensive coverage for all your healthcare needs. These products and services are designed to provide solutions to your personal and business financial needs, including:

  • PPO individual
  • HMO individual
  • Term Life
  • Whole Life

Piece of mind for your whole family