Business Insurance

As a business owner, you have enough on your mind without having to worry about your insurance needs. You want to have the confidence that the business you've built is covered by a company that understands your business insurance needs.

Commercial business insurance provides wide-ranging protection for businesses and their subsidiaries under a single policy. There are various types of commercial business insurance that takes care of property, liability and workers' compensation, to name a few. While property insurance covers damages to business property and products stored within the premises; liability insurance provides coverage for damages to third parties; and workers' compensation insurance covers injuries to employees.

Commercial business insurance is an important aspect of any business that cannot be ignored especially if the business premises are leased or rented and even otherwise. Whatever your commercial insurance needs, we can design a protection program that's right for you.

Broad Spectrum Insurance Services provides the following types of business insurance protection:

  • General Liability
  • Commercial Property
  • Commercial Auto
  • Commercial Umbrella
  • Builders Risk - Course of Construction
  • Workers Compensation
  • Employers Practices Liability 
  • Liquor Liability
  • Directors and officers
  • Errors and Omissions
  • Cyber Coverage
  • Professional Liability
  • Product Liability
  • Group Health benefits
  • Accident Death & Dismemberment
  • Bonds - Fidelity & Surety
  • Garage Keepers & Liability

Specialty industries


Night Clubs


IT Consulting Agencies
Internet Service Providers
Software Developers


General Auto Repairs
Auto Body Shops
Car Washes
Aftermarket Auto Shops


Home Health Care
Senior Living
In Home Care

We'll cover the details, so you can get back to growing your business